Welcome to DNA Lending Group. These Terms and Conditions govern your use of our mortgage brokerage services in Ontario, Canada. By accessing or using our services, you agree to comply with these Terms and Conditions.
1. Service Overview
DNA Lending Group provides mortgage brokerage services to assist clients in obtaining mortgage products from lenders and financial institutions. We act as intermediaries between clients and lenders, facilitating mortgage applications, providing advice, and offering support throughout the mortgage process.
2. Eligibility
To use DNA Lending Group’s services, you must be of legal age and capable of entering into a binding agreement. By accessing our services, you affirm that you meet these eligibility criteria.
3. Application Process
When you submit a mortgage application through DNA Lending Group, you agree to provide accurate and complete information. We reserve the right to verify the information provided and may request additional documentation to process your application effectively.
4. Mortgage Approval
DNA Lending Group does not guarantee mortgage approval or specific terms from lenders. Our role is to assist you in finding suitable mortgage options based on your financial situation and preferences. Final mortgage approval and terms are subject to the lender’s assessment and approval criteria.
5. Fees and Compensation
Our brokerage services may involve fees and compensation, which will be disclosed to you transparently before proceeding with your application. Any fees payable to DNA Lending Group will be outlined in our service agreement.
6. Confidentiality
We are committed to protecting the confidentiality of your personal information in accordance with our Privacy Policy. However, please note that electronic communications, including email and online forms, may not be entirely secure. By using our services, you acknowledge and accept this risk.
7. Limitation of Liability
DNA Lending Group shall not be liable for any damages, losses, or expenses arising from your use of our services, including but not limited to errors or delays in processing mortgage applications, inaccuracies in information provided, or disruptions in service.
8. Amendments
DNA Lending Group reserves the right to update or modify these Terms and Conditions at any time without prior notice. The most current version of the Terms and Conditions will be posted on our website. Your continued use of our services after any changes indicates your acceptance of the revised Terms and Conditions.
9. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Ontario, Canada. Any disputes arising out of or relating to these Terms and Conditions shall be resolved exclusively by the courts of Ontario.
Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at mike@dnalendinggroup.com.
Thank you for choosing DNA Lending Group. We look forward to assisting you with your mortgage needs.